0000007338 00000 n 83 0 obj <> endobj For FL: Upfront Bonus reduced to 13.00% for issue ages 65-78. We want you to have realistic expectations, so you wont be disappointed later. You dont get something for nothing! 4178673307 The Athene Agility 10 annuity is offered to applicants between the ages of 40 and 80, with a minimum premium of $10,000 and a maximum annual withdrawal of 10% (of either initial premiums paid or accumulated value). Do you like bank CDs, bonds, and other types of fixed income? 2.1 MVAs only affect you if you withdraw funds early. See product brochure, disclosure and riders for additional details, limitations and availability. 536 were here. Do not buy an annuity solely for the bonus. 10% Annual (Elite 7)Enhanced Liquidity up to 20% available in Plus version. Cap rates) and extend the term. When you contact us you may speak with a licensed insurance agent in your state. AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY, Apply for Athene Performance Elite 10 Plus, Non-Qualified, 401k, Profit Sharing, IRA, Spousal IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, KEOGH, IRA-Roth, and Inherited IRA, 1-Year BNP Paribas Multi-Asset PTP Participation Rate, 2-Year BNP Paribas Multi-Asset PTP Participation Rate, 1-Year AI Powered US Equity PTP Participation Rate, 2-Year AI Powered US Equity PTP Participation Rate, 1-Year S&P 500 DRC 8% TR PTP Participation Rate, 2-Year S&P 500 DRC 8% TR PTP Participation Rate, Athene Annual Liquidity Rider Charge Rate 10 years. It also provides beneficiaries with two different payout options if you pass away. Your information is 100% confidential. A high rating means a high probability that the company will remain solvent and able to pay out on its contracts as agreed. Flexible premiums are not accepted. Each year, you may withdraw up to the maximum free amount of your annuitys Accumulated Value (as of the most recent Contract Anniversary) without a Withdrawal Charge, Market Value Adjustment (MVA), or any Premium Bonus Vesting Adjustment, if applicable. Annuity Resources, LLC is a licensed fixed annuity producer in most states. The complaint index is adjusted for each company, with the average being 1.0. Today, Athene sells both individual and group annuities to consumers across the United States and U.S. territories. AvenirNextLTPro-Light ;F0T MVA is not applicable in all states. Your money is not directly exposed to the risks of the stock market or individual stocks. 0000001236 00000 n Rates are based on current interest rates and are subject to change at any time. Be extremely careful with custom or proprietary indexes because you don't know the underlying holdings. In 2020, Athene scored a 0.34, and in 2019, a 0.51. 2.1 I would not expect anything more than this over a more extended period. WebAthene Performance Elite 15 is a single-premium, fixed indexed annuity that has a 15-year surrender charge duration, and a provision for market value adjustment. Because when it comes to index annuities, its not what you know that gets you into trouble. Information presented on this website is not intended as tax or legal advice. You dont get something for nothing. Depending on the type of annuity you have, the riders youve chosen, and how long youve held the plan, there can be notable penalties and withdrawal fees. The limit can take the form of a Cap Rate, an Annual Spread, and/or a Participation Rate. Annuities work a bit differently than life insurance policies, in that the vast majority of them do not require underwriting. In order to provide readers with trusted and informative reviews, we employ a comprehensive methodology that involves looking at each carriers products, availability, pricing, included features, and limitations, and how those compare to similar carriers within the same industry. It does NOT compete with the stock market. If you own the contract to maturity, they do not apply. Earn a 10-15% Bonus. 0000003091 00000 n 83 37 This would be 2-4% in todays market. The primary purpose of Athene Performance Elite 15 fixed indexed annuities is to help you accumulate money for retirement. Its also a good idea to lock in the indexes at different times. AvenirNextLTPro-Regular 0000048658 00000 n Adobe InDesign CC 2017 (Macintosh) In exchange for this protection, indexed crediting strategies limit the interest rate you can receive. Their products are sold through various marketing organizations and institutions. This website is not intended to be a recommendation for you to purchase an annuity. Diversify your index annuity into a variety of indexes. By submitting this form, you allow us to contact you and agree to our Privacy Policy. AK, CT, DE, ID, MN, NV, NJ, NY, OH, OK, OR, PA, SC, TX, UT and WA, Top Multi-Year Guaranteed Annuity Rates Summary, Deferred Income / Longevity Annuity Quote. 0000101199 00000 n Issue ages are 0 to 85 for Annuity Certain, 5 to 80 for Life and Installment Refund Life, and 5 to 85 for all other options. Alabama, Alaska, Arizona, Arkansas, Colorado, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, West Virginia, Wisconsin, Wyoming, 401k, Cash, IRA, Non-Qualified Money, Pension Plan, Qualified Retirement Plans, Roth IRA, SEP IRA, TSA 403b, Annuity and Insurance Agency1050 Crown Pointe ParkwayAtlanta, GA 30338, AnnuitiesLife InsuranceTravel InsuranceLong Term Care InsuranceShop InsuranceGet a Free QuoteContact Us, About usPrivacy PolicyHow We WorkIn The PressCustomer Reviews, annuity will always have a Minimum Guaranteed Contract Value, grow your money and help protect you from market, calculate and credit interest to your annuity, surrenders during the Withdrawal Charge period. 0000014253 00000 n The Athene Performance Elite annuities include a Death Benefit. 0000001036 00000 n 0000008130 00000 n #5vWU>s_u3K_Bc- 0 You dont earn a guaranteed 7%-9% return when CDs, bonds, and fixed income earn less than 4%. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other federal government agency. If no withdrawals are taken in a given year, up to 20% of the Accumulated Value is available for withdrawal in the next year. 0000013440 00000 n WebAthene Performance Elite 7 Plus The Athene Performance Elite 7 Plus is a single premium fixed-indexed annuity with a 7-year surrender charge period and an MVA provision. trailer This assumes you find one of the better products on the market. xmp.did:F77F1174072068118083E0F9596F9B1F Read our. The products surrender schedule is below. So, what is the best way to grow your money? 0000015871 00000 n You might be better off in a MYGA with a pre-determined rate of return vs. an index annuity where you might earn 1-3% more per year. Starting the first year, annuitants can withdraw up to 10% of their accumulated value without incurring any withdrawal charges. %PDF-1.4 % A 10% IRS penalty may apply to withdrawals prior to age 59 . default You should also request a proposal for the worst-case scenario. . The fixed crediting strategy provides a guaranteed rate of interest that is used to calculate and credit interest to your annuity daily. They allow you to capture some of the growth of a market index while having 100% downside protection. Below is the Surrender Charge schedule for Athene Performance Elite 7 Fixed Indexed Annuity. If you are considering the Performance Elite 10 Plus this might be the most important message you will read. 1346 47 These charges do not apply to free withdrawals, RMDs, payments made in settlement of your annuitys Death Benefit or Confinement, and Terminal Illness waivers. 0 You are not directly participating in the market. If you like bonds, bank CDs, and other safe investments, they might be right for you. This index can be used to track a carriers consumer trends and performance over the years. We also analyze each carriers third-party and consumer reviews, looking at their reliability, reputation, and seeking out certain trends that might exist. Ryan Eichler holds a B.S.B.A with a concentration in Finance from Boston University. 0 You could receive 15% one year and 0% for 2 other years. Linotype AG Required fields are marked *. Athene Annuity & Life Company - View Details. If a company pays a bonus, they typically take away some of the upside potential by lowering the cap. WebAthene Performance Elite 15 Athene Performance Elite 15 Plus Death Benet6 Greatest of (i) Accumulated Value with no surrender charges, (ii) the Mini mum Guaranteed Contract Value or (iii) the Return of Premium Benet (if applica ble). 0000010262 00000 n After annuitization, payments will be consistent with the settlement option selected made payable to your named beneficiary. Athene is not one of our top-rated life insurance companies. Your interest credits are locked-in once credited, and cannot be lost due to market downturns. (In New York, beneficiaries will receive the full accumulated value.). Ashburn Xtreme Tryout Dates Announced for 2022-23 Season. Details on additional penalty waivers can be found in the Penalty Free Withdrawal Provisions section below. Linotype AG WebAthene Performance Elite 10 Athene Performance Elite 10 Athene Performance Elite 10 Plus Free Withdrawal The Free Withdrawal amount is calculated Percentage Schedule 4 Y1 Y2+ Plus Y1 Plus Y2+ by applying the percentage shown to the Accumulated Value as of the previous contract anniversary. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. 0000003070 00000 n Access to 20% free withdrawal if no withdrawal taken prior year (included in .95% rider charge on Plus version). The interest credited to the Performance Elite 10 Plus annuity is linked to the performance of the indexes you choose. Uncapped annuities have spreads or participation rates that limit their upside potential. Get independent advice. But, as mentioned previously, those with priorities rooted in guaranteed income or long-term care benefits may want to look elsewhere. Withdrawals or surrenders in excess of the Free Withdrawal amount will result in the loss of a portion of the Premium Bonus, if applicable. The Athene Performance Elite annuities include a Premium Bonus that is credited at issue and provides an immediate increase to your annuitys Accumulated Value. Requiring a lump-sum, single premium payment up front, the Athene SPIA plan helps financially protect your future retirement from day one. xb```f``a`e` ab@ !&@yL8&7eS;gil3P a?U4xRtn y-La>Tb>>+g. 2.1 The materials, names, logos, brochures, etc used in our annuity reviews are property of their owners and not those of AnnuityResources.com. If you pass away, your beneficiaries will have the option of choosing between your accumulated value or minimum contract guaranteed value (whichever is higher) or the policys rider death benefit. The minimum premium is $10,000 for all plans, and they include a return of premium rider (for a fee of 0.95% accumulated value). Strong Back-Tested Performanceaccording to our back-testing analysis, this annuity would have returned on average 11.82% the last 10 years Dec 2009-Dec 2019, leading the industry in potential performance. Schedule a Call; Quick links. When your full premium deposit is allocated to the fixed interest account, the current first year yield (including bonus if applicable) is 19.07% (see Rate Details below). This annuity also waives withdrawal penalties upon death. It's easy. 2023 Annuity Educator. Calls usually last 5-20 minutes, and we promise to not bug you afterward. False 4007712213
