Well forward it to the company and work to get you a response, generally within 15 days. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? Oops! Homeowners with household incomes less than 150% of the Area's Median Income. Oops! 2. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. <> stream %PDF-1.6 % Have experienced a financial hardship associated with the COVID-19 pandemic. Depending on your area, some programs may not have enough money to help every applicant. Click here to find the income limits for your county. The goal of the program is to help stabilize Illinois families while they regain financial footing. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Report suspected fraud here. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. First Alert Forecast - Still windy Tuesday with anything form sun to clouds. You are encouraged to apply as soon as possible. Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Can I submit a complaint if I have difficulty with my mortgage servicer accepting a HAF payment? Many programs began accepting applications in early 2022. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. They may also try to charge you for applying to a free program. You will be able to navigate to a page for your areas specific program where you may be able to apply immediately or sign up to receive alerts about when your program will be available. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. Homeowners with household incomes less than 150% of the Area Median Income. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Applications will be accepted starting November 1, 2022. In most cases, programs are providing money as a grant that does not need to be paid back. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. {%uqb.hON>Nf. Loan interest rate is fixed at 1%. Choose from the following social media posts to share on your platforms. The Illinois Homeowner Assistance Fund (ILHAF) program is open. Do I have to pay back the money I receive? Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. 1 0 obj You will needthese documentsduring the application process. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. What is the Illinois Emergency Homeowner Assistance Fund (ILHAF)? Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a endobj Something went wrong while submitting the form. Up to 3 months of prospective payments, if necessary. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Topics will include: Webinars will be offered in English and Spanish. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. Regardless of who backs your mortgage, its a good idea to let your servicer know that you have applied for HAF and ask if the foreclosure process can be paused. Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. There is no cost to apply for HAF. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. WKtLS'K@.O+oQni7%MfV! As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. Click here to find the income limits for your county. If applicants can repay part, but not all of the costs . 4 0 obj Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Available in English and Spanish. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Have household income at or below your states program requirements. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. endobj 0 Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. All Rights Reserved. Something went wrong while submitting the form. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. This program has some income-related restrictions on which homeowners will qualify to receive funding. The Illinois Housing Development Authority is here to help. These sessions will provide a road map for you to follow to make the application process more efficient. Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . Available in English and Spanish. Eligible recipients do NOT have to pay the money back. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. Homeowners who own and occupy their property as their primary residence. A certificate from a HUD-certified housing counselor or a letter from your mortgage servicer detailing efforts to resolve your delinquency will be required to apply for ILHAF assistance. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. 3. Grants must be repaid if the property is sold in less than 3 years. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. Pritzker: Applications open April 11 for homeowner assistance fund. Apply no. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. Illinois will fund $15.3 million in grants across the state.

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